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CERTIFIED HUMAN INTELLIGENCE™

USER AGREEMENT AND CERTIFICATION TERMS

Effective Date: December 1st, 2025 | Version 1.0

This User Agreement ("Agreement") is a legally binding contract between you ("User," "you," or "your") and Certified Human Intelligence, Inc. ("CHI," "Company," "we," "us," or "our"). By creating an account, accessing our platform, or submitting content for certification, you acknowledge that you have read, understood, and agree to be bound by all terms and conditions of this Agreement.

PLEASE READ THIS AGREEMENT CAREFULLY. It contains important information regarding your legal rights, remedies, and obligations, including limitations and exclusions, a binding arbitration clause, and provisions regarding your liability for false representations.

1. DEFINITIONS

"Artificial Intelligence" or "AI" means any software, algorithm, machine learning model, large language model, generative AI system, neural network, or automated system capable of generating, creating, modifying, or contributing to content without direct human creative input, or capable of operating accounts, making representations, or conducting transactions without direct human control.

"Certification" means the process by which CHI verifies, watermarks, and cryptographically signs content submitted by Users as human-created.

"Certified Content" means any content that has been processed through CHI's certification system and bears our cryptographic signature, watermark, or certificate.

"Featured Creator" means a User whose profile and/or Certified Content has been selected by CHI for public display, promotion, or highlighting on the Platform or in CHI marketing materials.

"Human-Created Content" means original works created entirely through human intellectual effort, creativity, and labor, without substantive assistance, generation, or contribution from any AI system.

"Organization Account" means an account established by a business, company, agency, or other legal entity, under which individual Authorized Users may operate subject to additional terms.

"Platform" means the CHI website, applications, APIs, and all related services provided by the Company.

"User Account" means the account created by a User to access the Platform, including all associated profile information, credentials, activity history, and representations made through or in connection with that account.

"User Identity" means all information, representations, and assertions a User makes regarding their identity, including but not limited to their name, likeness, biographical information, professional credentials, contact information, and any claims about their status as a natural human person.

2. ELIGIBILITY

2.1 Age and Capacity Requirements

To use the Platform, you must:

  1. Be at least eighteen (18) years of age;
  2. Have the legal capacity to enter into binding contracts in your jurisdiction;
  3. Be a natural, living human person (not a corporation, AI, bot, or other entity) for individual accounts;
  4. Not have been previously terminated or banned from the Platform.

2.2 Geographic Availability

The Platform is available to users worldwide, subject to applicable export controls and sanctions. Users are responsible for compliance with local laws. If you access the Platform from the European Economic Area, United Kingdom, or other jurisdictions with specific data protection requirements, additional terms in Section 15 (International Users) apply to you.

3. HUMAN AUTHORSHIP CERTIFICATION AND WARRANTY

3.1 User Affirmation

By submitting any content to CHI for certification, you solemnly affirm, represent, and warrant that:

  1. You are a natural human person, not a bot, automated system, or AI agent;
  2. The content submitted was created entirely by you or by other identified human beings of which you are legally permitted to represent;
  3. No portion of the submitted content was generated, substantially modified, or created by any AI system, including but not limited to ChatGPT, Claude, Midjourney, DALL-E, Stable Diffusion, Copilot, Gemini, or any similar technology. For purposes of this Agreement, "substantially modified" means any alteration, enhancement, revision, or transformation performed by AI that affects the creative expression, meaning, structure, composition, or aesthetic qualities of the content;
  4. You have not used AI tools to generate drafts or any substantive portion of the content, even if subsequently edited by a human;
  5. You have the legal right to submit the content and grant CHI the licenses described herein.

3.2 Permitted Uses of Technology

Using AI for brainstorming, ideation, topic research, or content planning is permitted, provided the final submitted content is entirely human-created. The following uses of technology do not disqualify content from human-created status:

  • Spell-checking and grammar-checking (without AI rewriting)
  • Basic photo editing (exposure, cropping, color correction)
  • Traditional digital creation tools (Photoshop, Illustrator, Premiere, Final Cut, etc.)
  • Research using search engines

However: Any AI-powered features within those tools (including but not limited to generative fill, AI image generation, AI background removal, AI content-aware scaling, AI voice synthesis, AI music generation, or similar AI-assisted features) render the content ineligible for CHI certification.

3.3 User Account and Identity Verification

By creating a User Account, you affirm, represent, and warrant that:

  1. You are a natural, living human person and not a bot, AI agent, automated system, or artificial entity of any kind;
  2. All information provided in connection with your User Account is true, accurate, and not misleading;
  3. You are the person you represent yourself to be and are not impersonating any other individual;
  4. Your User Account will be operated solely by you, a natural human person;
  5. You will not permit any AI system or automated process to access, control, or make decisions through your User Account;
  6. Any and all actions taken through your User Account are performed by you personally as a human being;
  7. If you are creating an account on behalf of an organization, you are authorized to bind that organization and remain personally responsible for compliance.

3.4 Ongoing Representations

The representations and warranties in Sections 3.1 and 3.3 are ongoing and continuous. Each time you access the Platform, submit content for certification, or take any action through your User Account, you reaffirm these representations and warranties.

3.5 Verification Cooperation

You agree to cooperate fully with any verification requests from CHI. Upon request, you agree to:

  1. Provide government-issued identification to verify your identity;
  2. Participate in video verification calls to confirm you are a living human person;
  3. Provide original project files, drafts, creation timestamps, or other evidence demonstrating human creation;
  4. Answer questions regarding your creative process;
  5. Provide any other reasonable documentation CHI may request.

Failure to cooperate with verification requests within fourteen (14) days may result in suspension of your account and revocation of certificates pending verification.

4. PROHIBITED CONDUCT

4.1 Content-Related Violations

  1. Submitting AI-generated content for certification as human-created;
  2. Submitting content that incorporates AI-generated elements;
  3. Misrepresenting the authorship or origin of submitted content;
  4. Submitting content created by others without proper authorization;
  5. Attempting to circumvent, disable, or interfere with CHI's verification systems;
  6. Forging, tampering with, or removing CHI watermarks, certificates, or signatures;
  7. Creating fraudulent certificates or verification badges;
  8. Using CHI certification to deceive third parties about the nature of content.

4.2 Account and Identity Violations

  1. Creating a User Account as or on behalf of a bot, AI agent, or any non-human entity;
  2. Allowing any AI system, bot, or automated process to operate your User Account;
  3. Providing false, misleading, or fraudulent identity information;
  4. Impersonating any person or entity;
  5. Creating multiple accounts to evade enforcement or circumvent limitations;
  6. Transferring, selling, or assigning your User Account;
  7. Making any representation through your User Account that you know to be false.

5. CONTENT STANDARDS AND ACCOUNTABILITY

5.1 Nature of Certification

CHI is a certification and authentication service, not a content moderation or censorship platform. CHI certifies that content is human-created and authenticates the identity of creators. CHI does not evaluate, endorse, or take any position on the subject matter, viewpoint, artistic merit, or message of content submitted for certification.

5.2 Authenticated Accountability

YOU UNDERSTAND AND ACKNOWLEDGE THAT BY CERTIFYING CONTENT THROUGH CHI, YOU ARE PERMANENTLY AND IRREVOCABLY ATTACHING YOUR VERIFIED HUMAN IDENTITY TO THAT CONTENT. This creates an authenticated, cryptographically signed record that you, as a verified human being, created and take full responsibility for the content. This record cannot be deleted, altered, or disavowed. You are signing your name to your work in a permanent, verifiable way.

5.3 User Responsibility for Content

You are solely and fully responsible for all content you certify. By certifying content, you acknowledge that:

  1. Your verified identity will be permanently linked to that content;
  2. Third parties may verify your authorship at any time, indefinitely;
  3. You accept all legal responsibility and liability for the content;
  4. Law enforcement, regulatory authorities, and legal process may obtain your identity information;
  5. CHI may be compelled to or may voluntarily provide your identity and certification records in response to legal process.

5.4 Promotion and Display Standards

While CHI does not censor content based on viewpoint, CHI reserves absolute and sole discretion to determine what content and which creators to publicly display, promote, feature, or highlight. CHI may decline to promote any content that does not align with CHI's values, brand standards, or ethical guidelines.

5.5 Illegal and Harmful Content

CHI may refuse to certify, may revoke certification of, and will report to appropriate authorities any content that CHI reasonably believes constitutes: child sexual abuse material; credible threats of violence; content that facilitates human trafficking; content that violates applicable law; or other content where certification would facilitate serious harm.

6. FEATURED CREATORS AND PUBLIC PROFILES

6.1 Featured Creator Program

CHI may, in its sole discretion, select certain Users to participate in the Featured Creator program. Selection is not guaranteed and may be revoked at any time.

6.2 Public Profile Consent

If you are selected as a Featured Creator or opt into a public profile, you consent to public display of your name, profile information, Certified Content, and use in CHI marketing materials.

6.3 Removal from Featured Status

CHI may remove any User from Featured Creator status at any time, for any reason. Removal does not affect the underlying certification or permanent record of authorship.

7. LIABILITY FOR FALSE CERTIFICATION AND MISREPRESENTATION

7.1 User Liability

IF YOU: (A) SUBMIT CONTENT FOR CERTIFICATION THAT IS NOT GENUINELY HUMAN-CREATED; (B) MISREPRESENT ANY MATERIAL FACT REGARDING THE ORIGIN, AUTHORSHIP, OR NATURE OF SUBMITTED CONTENT; (C) CREATE OR OPERATE A USER ACCOUNT THAT MISREPRESENTS YOUR IDENTITY OR HUMAN STATUS; (D) ALLOW ANY AI SYSTEM OR AUTOMATED PROCESS TO OPERATE YOUR USER ACCOUNT; OR (E) MAKE ANY FALSE REPRESENTATION THROUGH YOUR USER ACCOUNT — YOU AGREE TO INDEMNIFY, DEFEND, AND HOLD HARMLESS CHI AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, SUCCESSORS, AND ASSIGNS FROM AND AGAINST ANY AND ALL CLAIMS, DAMAGES, LOSSES, LIABILITIES, COSTS, AND EXPENSES (INCLUDING REASONABLE ATTORNEYS' FEES) ARISING FROM OR RELATED TO SUCH VIOLATIONS.

7.2 Damages

You acknowledge that false certification or identity misrepresentation may cause substantial harm to CHI, including reputational damage, economic losses, third-party claims, remediation costs, and legal expenses.

7.3 Liquidated Damages

You agree that actual damages from false certification would be difficult to calculate. Therefore, in addition to actual damages, you agree to pay liquidated damages of Fifteen Thousand Dollars ($15,000.00) per instance of: (a) false content certification; (b) fraudulent User Account creation or operation; (c) identity misrepresentation; or (d) allowing AI or automated systems to operate your User Account.

7.4 Audit Rights

CHI reserves the right to audit any certification at any time. Upon request, you must provide within fourteen (14) days: original source files, draft versions, creation timestamps, documentation of your creative process, and any other evidence reasonably requested. Failure to comply creates a rebuttable presumption that the content was not human-created.

8. INVESTIGATION AND ENFORCEMENT

8.1 Right to Investigate

CHI reserves the right to investigate any submitted content or User Account using available technological means, including AI detection tools, metadata analysis, forensic examination, and third-party verification services.

8.2 Enforcement Actions

Upon discovery or reasonable suspicion of a violation, CHI may:

  1. Immediately suspend or terminate your account;
  2. Revoke any and all certificates issued to you;
  3. Publish notice of certificate revocation;
  4. Report violations to relevant authorities or affected third parties;
  5. Pursue all available legal remedies;
  6. Add your name to a public registry of violators.

8.3 Certificate Revocation

Upon revocation, CHI will update its verification systems to reflect the revocation. Third parties querying the certificate will be informed that it has been revoked. Revocation is permanent.

9. FEES AND PAYMENTS

9.1 Service Fees

CHI may charge fees for certification services and premium features. Current pricing is available on the Platform. CHI reserves the right to modify pricing at any time with thirty (30) days notice.

9.2 No Refunds for Violations

If your account is terminated or certificates are revoked due to violation of this Agreement, you are not entitled to any refund of fees paid. All fees paid for fraudulently obtained certifications are forfeited.

9.3 Refund Policy for Valid Accounts

For accounts in good standing, unused certification credits may be refunded within thirty (30) days of purchase. Subscription fees are non-refundable but you may cancel future renewals at any time.

10. INTELLECTUAL PROPERTY AND LICENSES

10.1 Your Content

You retain all ownership rights in content you submit. By submitting content for certification, you grant CHI a non-exclusive, worldwide, royalty-free, perpetual, irrevocable license to:

  1. Process, analyze, and watermark your content for certification purposes;
  2. Store copies of your content and associated metadata indefinitely;
  3. Display thumbnails or previews in connection with verification services;
  4. Use your content to improve our detection and verification systems;
  5. Retain your content as part of the permanent certification record.

10.2 CHI Intellectual Property

All CHI trademarks, logos, watermarks, certificates, and certification marks are the exclusive property of CHI. You may display CHI certification marks only on content that has been validly certified and remains in good standing.

11. API ACCESS

11.1 API Terms

If you access the Platform through an API, you agree to comply with all API documentation, rate limits, and usage guidelines. API access may be subject to additional terms and fees.

11.2 API Restrictions

You may not: exceed published rate limits; use the API to build a competing service; reverse engineer the API; share API credentials; or use the API to submit content without human review and attestation.

12. LIMITATION OF LIABILITY AND DISCLAIMERS

12.1 Disclaimer of Warranties

THE PLATFORM AND CERTIFICATION SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. CHI DISCLAIMS ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

12.2 Third-Party Reliance Disclaimer

CHI provides certification services as a verification tool based on available technology and information. While CHI employs rigorous verification methods, no verification system is infallible. Third parties who rely on CHI certifications do so with the understanding that CHI certifies based on User representations and available detection technology.

12.3 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, CHI SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES. CHI'S TOTAL LIABILITY SHALL NOT EXCEED THE GREATER OF (A) THE FEES PAID BY YOU IN THE TWELVE MONTHS PRECEDING THE CLAIM OR (B) ONE HUNDRED DOLLARS ($100.00).

13. ORGANIZATION ACCOUNTS

CHI may offer Organization Accounts in the future that allow businesses and entities to manage multiple Authorized Users. Organization Accounts will be subject to additional terms. Individual human Users who certify content remain personally responsible for their representations regardless of Organization Account structure.

14. DISPUTE RESOLUTION

14.1 Governing Law

This Agreement shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to conflict of law principles.

14.2 Arbitration

Any dispute arising from this Agreement shall be resolved through binding arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules. The arbitration shall take place in Wilmington, Delaware.

14.3 Class Action Waiver

YOU AGREE TO RESOLVE DISPUTES WITH CHI ON AN INDIVIDUAL BASIS AND WAIVE ANY RIGHT TO PARTICIPATE IN CLASS ACTIONS, CLASS ARBITRATIONS, OR REPRESENTATIVE ACTIONS.

14.4 Exceptions

CHI may seek injunctive relief in any court of competent jurisdiction to prevent unauthorized use of CHI intellectual property, enforce confidentiality obligations, or address ongoing violations.

15. INTERNATIONAL USERS

15.1 GDPR Compliance

If you are located in the European Economic Area, United Kingdom, or Switzerland: CHI processes personal data as necessary to perform this Agreement and provide certification services. You have rights under applicable data protection law to access, correct, delete, restrict processing of, and port your personal data.

15.2 Data Transfers

Your data may be transferred to and processed in the United States. By using the Platform, you consent to such transfer.

15.3 Local Law Compliance

You are responsible for compliance with applicable local laws.

16. TERM AND TERMINATION

16.1 Term

This Agreement remains in effect until terminated.

16.2 Termination by User

You may terminate by closing your account through the Platform settings. Account closure does not affect the permanent record of certifications or CHI's data retention rights.

16.3 Termination by CHI

CHI may terminate or suspend your access at any time for any reason, with or without notice.

16.4 Data Retention After Termination

Upon termination, CHI shall retain in perpetuity: all content you submitted for certification; all certificates issued; all records of certification transactions and account activity; all User Account information; and any information necessary to verify previously issued certificates or investigate potential violations.

16.5 Survival

The following sections survive termination: Definitions, Content Standards and Accountability, Liability for False Certification, Intellectual Property, Limitation of Liability, Dispute Resolution, Data Retention, and any other provisions that by their nature should survive.

17. MODIFICATIONS

CHI reserves the right to modify this Agreement at any time. Material changes will be communicated via email or platform notification at least thirty (30) days before taking effect. Continued use of the Platform after modifications constitutes acceptance of the revised terms.

18. GENERAL PROVISIONS

  1. Entire Agreement: This Agreement constitutes the entire agreement between you and CHI regarding its subject matter.
  2. Severability: If any provision is found unenforceable, the remaining provisions continue in full force.
  3. Waiver: Failure to enforce any provision does not waive the right to enforce it later.
  4. Assignment: You may not assign this Agreement without CHI's written consent. CHI may assign freely.
  5. Force Majeure: CHI is not liable for delays or failures due to circumstances beyond its reasonable control.
  6. Notices: Notices to CHI must be sent to legal@certifiedhumanintelligence.com.

19. USER ACKNOWLEDGMENT AND ACCEPTANCE

BY CREATING AN ACCOUNT, CLICKING "I AGREE," OR SUBMITTING CONTENT FOR CERTIFICATION, YOU ACKNOWLEDGE THAT:

(A) You have read and understand this entire Agreement;
(B) You meet all eligibility requirements, including being at least 18 years of age;
(C) You are a natural human person with legal capacity to enter into this Agreement;
(D) You agree to be legally bound by all terms and conditions herein;
(E) You understand that certifying content permanently links your verified identity to that content;
(F) You understand the serious consequences of submitting falsely represented content;
(G) You accept full liability for any damages resulting from your violations;
(H) You consent to CHI's data retention and verification practices as described herein.

© 2025 Certified Human Intelligence, Inc. All rights reserved.

Protecting human creativity in the age of AI.

Contact: legal@certifiedhumanintelligence.com

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